News and Tips

Ten Things You Should Know about Mold

31 Oct , 2011  

  • Potential health effects and symptoms associated with mold exposure includes allergic reactions, asthma, and other respiratory complaints.
  • There is no practical way to eliminate all molds and mold spores in the indoor environment; the way to control indoor mold growth is to control moisture.
  • If mold is a problem in your home, you must clean up the mold and eliminate sources of moisture.
  • Fix the source of the water problem or leak to prevent mold growth.
  • Reduce indoor humidity (to 30-60%) to decrease mold growth by: venting bathrooms, dryers, and other moisture-generating sources to the outside; using air conditioners and dehumidifiers; increasing ventilation; and using exhaust fans whenever cooking, dishwashing, and cleaning.
  • Clean and dry any damp or wet building materials and furnishings within 24-48 hours to prevent mold growth.
  • Clean mold off hard surfaces with water and detergent, and dry completely. Absorbent materials such as ceiling tiles, that are moldy, may need to be replaced.
  • Prevent condensation: Reduce the potential for condensation on cold surfaces (i.e., windows, piping, exterior walls, roof, or floors) by adding insulation.
  • In areas where there is a perpetual moisture problem, do not install carpeting (i.e., damp basements).
  • Molds can be found almost anywhere; they can grow on virtually any substance, providing moisture is present. There are molds that can grow on wood, paper, carpet, and foods.
  • ...read more!

    News and Tips

    Home show grand prize winner!

    21 Oct , 2011  

    Charlotte home show winner Jackie K. with CRESN

    At the recent Charlotte Home Show, CRESN offered many prizes and gifts for those who signed up to receive information about our member’s services. At the end of the show a lucky winner was chosen as the winner for the grand prize, a 20 inch ASUS flat screen monitor. The winner was Jackie K. of Charlotte. Pictured here is the CRESN leadership team presenting Jackie with her prize.

    News and Tips

    CRESN at the 2011 Charlotte Home Show

    8 Oct , 2011  

    CRESN Member Keith Hudson from Carolina Heating and Air manning the booth

    CRESN’s booth at the recent Charlotte Home Show proved to be a great success. Over three days our members took shifts in the booth to spend time spreading the word about our group. From contracting to heating and air repairs, home staging to mortgage specialist, the hand-picked members of CRESN (Charlotte Real Estate Services Network) can help you with your residential home and real estate service needs.

    News and Tips

    Our first CRESN Visitor Day – a huge success!

    28 Sep , 2011  

    Charlotte real estate service professionals
    Charlotte real estate service professionals

    Charlotte real estate service professionals gather to network at our first CRESN Visitor Day

    Our first CRESN Visitor Day was without a doubt a great success.

    Intended to help build our network, each member personally invited others to attend and discover what our group is all about. Although we expected a good turn out, we were pleasantly surprised by the large number of people that attended, as well as the vibrancy of the room. We look forward to adding new qualified members to our already exciting group of Charlotte real estate professionals.

    Thank you to all of the members for your hard work! ...read more!

    News and Tips

    Hurricane Safety Tips

    23 Aug , 2011  

    Before the storm:

  • Make sure your windows are protected and your home is secured.
  • Check your disaster supplies kit. Make sure you have water, non-perishable food, medications and don’t forget that non-electric can opener.
  • Clean containers for cleaning water. Line the bathtub with plastic sheeting or a clean shower curtain, or caulk the drain with silicone caulking — it holds water for weeks and cleans up easily when dry. Plan on three gallons per person, per day for all uses including flushing the toilet.
  • ...read more!

    News and Tips

    Water Damage Prevention Tips

    5 Aug , 2011  

    Here are some things that every homeowner can to do prevent a water damage event from occurring in their home.

    1. DON’T LEAVE APPLIANCES RUNNING WHEN YOU LEAVE THE HOUSE. Ex. The dishwasher, washing machine, or dryer. They might break down at the worst possible time – when you’re not home.

    2. INSPECT YOUR WATER HEATER – The average lifespan of a water heater is 7-10 years. If you notice puddles around your water heater (or rust and corrosion buildup), it should be replaced. Hire a licensed plumber to inspect and flush your water heater annually. ...read more!

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    News and Tips

    Just one of our morning meetings…

    28 Jul , 2011  

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    Network and breakfast – the perfect combo!

    News and Tips

    What is a QR code?

    23 Jul , 2011  

    QR is short for Quick Response (they can be read quickly by a cell phone). They are used to take a piece of information from a transitory media and put it in to your cell phone. Once it is in your cell phone, it may give you details about that business.

    The reason why they are more useful than a standard barcode is that they can store (and digitally present) much more data, including url links, geo coordinates, and text. The other key feature of QR Codes is that instead of requiring a chunky hand-held scanner to scan them, many modern cell phones can scan them. The cell phone needs a QR code reader, which are free to download from a variety of app stores . It takes only minute for someone with an iPhone or Android phone to find and install a reader. ...read more!

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    News and Tips

    Jumbo financing

    13 Jul , 2011  

    Send your clients, friends and family to Cunningham & Company for great fixed, ARM or Interest Only ARM Jumbo loans for purchase or refinance of Primary Homes or Second Homes.

    We offer a spectrum of competitively priced loan programs with in-house processing and common sense underwriting.

    Some of our Jumbo products allow non-warrantable condos, high rise condos and borrowers with more than 4 financed properties.

    Things to be aware of with a Jumbo loan:

    • There may be 2 appraisals, and the lesser value of the 2 is what the underwriter will compare to the contract price.
    • Loans available up to $2 Million
    • LTV maximums are determined by the loan amount and range from 65-80% ...read more!

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    News and Tips

    Renovate, Repair and Revitalize your home with the FHA 203(k) mortgage

    7 Jul , 2011  

    It can be expensive to repair or modernize an existing single family residence. Save time and money by borrowing against the value of the property after improvements with the FHA 203(k) loan.

    This 30 yr fixed loan can be used for the purchase or refinance of an owner-occupied primary residence and is underwritten with the same credit guidelines as a regular FHA loan- the same 3.5% minimum down-payment, same 6% maximum seller paid costs, same $303,750 maximum loan amount in the greater Charlotte, NC area and best of all, a great FHA rate! ...read more!

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